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How to read the risk specs on any market

5 min read · updated 2026-09-30

Money deposited

The total already sitting in a market. It is not a safety guarantee, but a market with billions deposited has been examined by far more people than one with two million, and it is far easier to get out of without moving the price. We hide anything under a million dollars by default.

Current rate versus 30-day average

The single fastest sanity check on the board. If the current rate is double the 30-day average, something temporary is happening and the number you deposit at is unlikely to be the number you earn.

Volatility score

A measure of how much the rate has bounced around. Under roughly 0.1 the rate has been calm. Above 0.2 you should expect the rate you see today to be materially different next month, which is why we badge those markets as Variable rather than Steady.

Incentive share

The percentage of the headline rate funded by a reward programme rather than by real revenue. High incentive share plus a short history is the classic profile of a rate that looks excellent for six weeks and then collapses.

Model outlook

A statistical projection of whether the rate is likely to hold, rise or fall, with a confidence figure. It is a signal, not a forecast you should rely on. Use it to decide what to look into, never as the reason for a decision.

What the specs cannot tell you

No number on this board measures whether the underlying code has been audited, whether the issuer holds the reserves it claims, or whether the team behind a platform is trustworthy. Do that research separately before committing money.

See it live

Every number described here is on the board, updated continuously.

Open the live board