Live · updated 0s ago · 477 markets tracked
What is your digital dollar actually earning today?
Bank savings rates are published everywhere. The rates on digital dollars are not. This board tracks them live — the rate, how much money is already in, how steady it has been, and where the risk sits.
Live earnings race
How much is your money earning right now?
Same amount, four places. Watch it grow since you opened this page.
Bank savings account · US national average · 0.39%
$0.000000
$0.11 a day · $39 a year
US Treasury bills · Latest government rate · 3.80%
$0.000000
$1.04 a day · $380 a year
Typical digital dollar · Median tracked market · 3.87%
$0.000000
$1.06 a day · $387 a year
Best steady digital dollar · Large, low-bonus market · 5.22%
$0.000000
$1.43 a day · $522 a year
Over a year, the best steady digital dollar pays $483 more than an average bank account. Digital dollars are not bank deposits and are not government insured. Bank rate is an approximate national average; Treasury rate from the US Treasury.
Live dollar peg prices
0s agoUSDT
$0.99958
USDC
$0.99979
DAI
$1.00018
USDe
$0.99964
PYUSD
$0.99973
FDUSD
$0.99856
Top rate now
101.85%
Highest tracked market
Typical rate
3.87%
Median across markets
Money deposited
$41.4B
Across tracked markets
Dollars on-chain
$312.9B
+1.3% in 30 days
Digital dollars in circulation
Total value of dollar-pegged tokens, last 12 months.
Biggest markets right now
Ranked by money deposited. Click any row for its full rate history.
| Market | Network | APY | 30d avg | 7d move | Deposits | Paid out today | Profile | Outlook |
|---|---|---|---|---|---|---|---|---|
| SUSDSSky Lending | Ethereum | 3.60% | 3.59% | 0.00 | $4.6B | — | Steady | Stable/Up (64%) |
| USDCMaple · Syrup USDC | Ethereum | 5.14% | 5.05% | -0.02 | $2.9B | — | Steady | Down (61%) |
| USYCCircle Usyc | BSC | 3.28% | 3.21% | +0.05 | $2.4B | — | Steady | Stable/Up (87%) |
| SUSDEEthena Usde · 7 days unstaking | Ethereum | 5.25% | 4.82% | +0.58 | $1.3B | — | Variable | Stable/Up (73%) |
| USDYOndo Yield Assets · US Dollar Yield | Ethereum | 3.60% | 3.58% | +0.01 | $1.2B | — | Steady | Down (56.00000000000001%) |
| BUIDLBlackrock Buidl | Aptos | 3.46% | 3.32% | +0.01 | $967.5M | — | Steady | Stable/Up (69%) |
| BUIDLBlackrock Buidl | Solana | 3.77% | 3.63% | +0.01 | $964.3M | — | Steady | Stable/Up (65%) |
| USDTMaple · Syrup USDT | Ethereum | 5.22% | 4.77% | +0.43 | $630.2M | — | Steady | Down (70%) |
| USTBInvesco Ustb | Ethereum | 3.79% | 3.53% | +0.01 | $568.3M | — | Steady | Stable/Up (68%) |
| USDSSparklend · SPK Farming Pool | Ethereum | 5.08% | 4.19% | +0.97 | $555.9M | — | Variable | Down (55.00000000000001%) |
Live rate charts
A year of rate and deposit history for every market, so you can see whether today's number is normal or a spike.
Specs side by side
Network, base rate versus incentives, deposit size, rate stability and outlook — in one sortable table.
Risk in plain words
We flag markets whose rate mostly comes from temporary incentives, and those that have held steady.